What happens to XP Earned (below XP needed for next Skill Point) if a Commander is reassigned?

What happens to XP Earned (below XP needed for next Skill Point) if a Commander is reassigned? - From below of crop multiethnic team of professional basketball players gathering and putting hands together while standing on playground before game

The 50,228 HP in this screenshot:

What's its official term? 'XP Earned' is ambiguous; it can refer to XP earned by Commanders in, before I sent them to, Reserves.
What happens to it, if I reassign this Commander to Yugumo now?
To avoid losing it, should I wait until Commander attains 132,000 (the next Skill Point) before reassigning?

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What happens to XP Earned (below XP needed for next Skill Point) if a Commander is reassigned? - Muscular female dancer rehearsing in spacious studio

What happens to XP Earned (below XP needed for next Skill Point) if a Commander is reassigned? - Focused ballerina training in studio

What happens to XP Earned (below XP needed for next Skill Point) if a Commander is reassigned? - Unrecognizable graceful ballet dancer resting on floor

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