Is Defense cumulative or individual?

Is Defense cumulative or individual? - Overhead of black and white dark haired female showing fists while lying on tiled pavement and looking at camera

Some enemy Monsters have Defense. If you don't do more damage than their Defense, each attack only deals the minimum amount of damage (1). To overcome their Defense, must any given team member do more damage than their Defense, or can the sum of my team's damage overcome their Defense?

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Why Use a Shotgun for Home Defense?

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